Boat Insurance Hurricane Zone
Coast guard and the federal emergency management administration.
Boat insurance hurricane zone. One fundamental concept involved in safe cruising is to stay out of the hurricane zone during the hurricane season. Should your cruising itinerary change you can always move from any one of the following navigation areas with an endorsement. Was told there was a refund and it would go to my bank.
I explained we closed the bank account and now had a credit union. This means a higher risk of loss if you are in a high risk area and will mean a more expensive policy for your yacht. Since no two harbors are alike the hurricane plan allows you to convey to the insurance company your plan based on where you will be.
Two weeks ago we sold the boat. Create a storm strategy and execute it well before the hurricane hits. Mariners general insurance group was founded in 1959 to protect boat owners and marine business clients.
When we place insurance on yachts we ask for the area of navigation or location of the vessel in the summer months which is the most active hurricane season. Ask your agent for details. According to recently released predictions by experts at colorado state university the 2018 atlantic hurricane season could be a doozy.
If your boat may be in the crosshairs of one of the 14 tropical storms or seven hurricanes predicted boat owners association of the united states boatus recommends that boat owners. Though you may live in a hurricane zone or have made it clear to your agent that you are planning to dock your boat in one you cannot assume that your boat will be protected from hurricane damage. After hurricane andrew in 1992 and charlie and frances in 2004 the marine insurance industry lost most of its appetite for boat dealer and marina coverage in hurricane prone areas.
You cannot and should not attempt to insure your boat through your homeowner s insurance. Marine insurance is critical if you own a boat or nautical business. Remove non secure items electronics and excess gear.
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