Do Life Insurance Companies Test For Drugs
Given that it s life insurance they want to know whether you have been using drugs.
Do life insurance companies test for drugs. Legal drug use and life insurance. If you test positive for drugs such as cocaine and heroin it will mean an automatic decline. To guarantee that there no false positives on your test check out our guide on how to prepare for the life insurance drug test. This may come as a surprise to you but it shouldn t.
Urinalysis is becoming an increasingly popular means for employers insurers and government agencies to determine the risk profiles of the individuals with whom they interact. Not to turn this into an after school special but the easiest way to pass a drug is to just not do drugs. Come on you saw that coming right. While pre employment drug screenings have been routine for many years these tests are becoming more prevalent in other.
Nicotine is always legal while marijuana is legal in an increasing number of locations. If you want to make your life insurance drug test go smoothly here are five things you should absolutely avoid. Some of the drugs insurance companies test for such as opiates may be prescribed by your doctor and are fully legal. If you test positive for legal drugs and you can show the life insurance company you have a valid.
Life insurance medical exams are designed to assess your health confirm the information on your application and screen for illegal drug use. Smart companies want to know what risks they face when they insure your life. If you don t do drugs well good job. Many of those companies will conduct urinalysis or a pee test to get as much information as they can.
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