Do Life Insurance Companies Test For Drugs
While pre employment drug screenings have been routine for many years these tests are becoming more prevalent in other.
Do life insurance companies test for drugs. Smart companies want to know what risks they face when they insure your life. To guarantee that there no false positives on your test check out our guide on how to prepare for the life insurance drug test. Come on you saw that coming right.
Not to turn this into an after school special but the easiest way to pass a drug is to just not do drugs. Life insurance companies do not allow current drug abusers to purchase life insurance. Legal drug use and life insurance.
If you want to make your life insurance drug test go smoothly here are five things you should absolutely avoid. Nicotine is always legal while marijuana is legal in an increasing number of locations. What drugs do life insurance companies test for.
If you test positive for drugs such as cocaine and heroin it will mean an automatic decline. Given that it s life insurance they want to know whether you have been using drugs. Many of those companies will conduct urinalysis or a pee test to get as much information as they can.
If you don t do drugs well good job. Some of the drugs insurance companies test for such as opiates may be prescribed by your doctor and are fully legal. This may come as a surprise to you but it shouldn t.
Urinalysis is becoming an increasingly popular means for employers insurers and government agencies to determine the risk profiles of the individuals with whom they interact.
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