Do You Need Motorcycle Insurance In Washington State

When you drive a vehicle in washington that is required to be registered in another state you must have the type of insurance required by that state.

Do you need motorcycle insurance in washington state. You must be able to provide proof of this insurance to law enforcement if requested. Almost all states in the u s. However to legally operate a moped in washington.

Just imagine you cause an accident and total someone s luxury sports car. As of july 28 2019 motorcycle drivers are required to carry liability insurance in the state of washington. Washington motorcycle insurance requirements.

You have to register your motorcycle to get a license plate otherwise you will be driving illegally and that cost might be significant. Even though motorcycle insurance is not required by washington law it can still be highly valuable. Vehicle licenses defines what vehicles are required.

Washington state s mandatory liability insurance law leg wa gov which is under the authority of the washington state department of licensing www dol wa gov requires anyone who drives a motor vehicle or a motorcycle effective july 28 2019 in our state to do one of the following options. You must wear eye protection if your moped doesn t have a. You and your passengers must wear usdot approved helmets.

As stated above one of the biggest reasons you might want motorcycle insurance is to help protect your assets in the case you are involved in a crash and are being sued for costs associated with that crash. You must have a valid driver license. However if you get into an accident and don t have coverage to pay for the damages assuming you are at fault you will have to pay damage expenses from your personal savings.

Motorcycle insurance requirements by state. As accidents are unpredictable it is a good idea to insure yourself and others like your home or other valuable assets. In the state of washington you are not required to purchase liability insurance for your motorcycle.