Insurance Company Car Repair Estimate
See more on how to read your car repair estimate.
Insurance company car repair estimate. Updated by david goguen j d. Obtaining an estimate for repair costs to your vehicle. A repair shop might estimate a dent in a door will take six hours to fix but an insurance company will think the work should be done in four risley says. A representative will follow up with you and ask some questions to determine if the policy covers the claim.
After any kind of traffic accident getting a trustworthy repair estimate or numerous estimates is a necessary first step toward getting your vehicle fixed and back on the road. When a car is badly damaged hidden damage is likely. Here s a line by line explanation to help clarify everything. With the estimate to repair your ve.
After the initial screening an auto claims adjuster from your insurance company will contact you to assess your vehicle. Even if the car insurance company is dragging its heels during the vehicle repair process protect yourself from low ball estimates. Your estimate may not be complete. It looks to me that your vehicle has been deemed what we adjusters call a constructive total loss there are really three scenarios under which this can and does happen.
A repair shop might estimate a dent in a door will take six hours to fix but an insurance company will think the work should be done in four risley says. Each extra hour is more labor cost. To know if your car repair estimate has to come from the insurance company or can come from a repair shop of your choice ask the insurer. Understand the claims repair process when you file your claim your insurance company will refer you to a claims adjuster who will verify the loss and make an initial determination on what it will cost to repair the car.
Repair estimates may vary depending on several factors including labor rates parts prices and the amount of time necessary to perform certain repairs. The details and formatting of your estimate may look different. If you were to have your shop repair the car it is very likely that there would be additional repair costs. Your insurance company probably had a professional appraiser evaluate the repair cost and market value of the car.
The first has to do with salvage value. Each extra hour is more labor cost. If your lienholder is ok with not completing the repairs we ll send you a check instead. Some may require you visit a certain shop but you can still receive other estimates from repair shops of your choice.
Please keep in mind you re not required to actually repair your car. The adjuster s estimate is a benchmark not a total claim payment.
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