Insurance Definition Mysterious Disappearance
Https Www Lavery Ca Data Publication 357 En V Unexplained Loss Of Mysterious Disappearance Pdf
Your policy may have a mysterious disappearance exclusion clause.
Insurance definition mysterious disappearance. Mysterious disappearance ambiguity. A mysterious disappearance clause is a provision in a property renter s and homeowner s insurance policy that excludes coverage for a lost item of considerable value if the cause of the loss cannot be sufficiently explained by the insured. According to the barron s insurance dictionary such a clause excludes coverage for loss of property if the cause of the loss cannot be identified.
The mysterious disappearance clause in theft insurance follow this and additional works at https scholarlycommons law wlu edu wlulr part of theinsurance law commons this comment is brought to you for free and open access by the washington and lee law review at washington lee university school of law scholarly commons. To constitute a mysterious disappearance the disappearance must be under unknown puzzling and baffling circumstances which stir up wonder curiosity or speculation or under circumstances which are difficult to. A mysterious disappearance clause is a provision in a property renter s and homeowner s insurance policy that excludes coverage for a lost item of considerable value if the cause of the loss cannot be sufficiently explained by the insured.
Our insurance terms glossary is divided alphabetically by insurance terms in a quick reference guide to assist understanding the language commonly used by insurance companies. What is mysterious disappearance exclusion. It was once commonplace in property all risk forms and some named peril forms added it to theft coverage by saying that mysterious shall be presumed to be due to theft.
However it has disappeared from most standard property forms. This term refers to a property disappearance that cannot be explained. Whether you drive a big rig or own a fleet of them our commercial insurance specialists can help with the right coverage.
Mysterious disappearance is typically a covered peril on par with theft but not always. In insurance a clause exempting the insurer from paying for a loss if an insured event occurs without. A term used to give broader coverage than named perils like robbery.
Now you see it now you don t the mysterious disappearance exclusion is now even more mysterious. Policy documents contain a number of insurance terms because they typically define the limitations of risk and liability on the insured and any exclusions of coverage. Mysterious disappearance glossary word unexplained disappearance of insured property from a known location.
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