Life Insurance Vocabulary Quizlet

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As the wife is a homemaker husband pays the premium thus the husband is the policyholder and wife is the life assured.

Life insurance vocabulary quizlet. Insurance chapter 1 17 cards. Insurance company types and classifications 19 cards. Maximum time for reinstatement of a life policy.

Endowment insurance life insurance for a specified amount which is payable to the insured person at the expiration of a certain period of time or to a designated beneficiary immediately upon the death of the insured tontine. Insurance licensing iowa life a h 95 cards. Permanent life insurance policies offer a cash value component that makes them more expensive than term policies and is usually only a good option for people with particular circumstances.

Life assured may or may not be the policyholder. Life insurance that covers a group of people who are usually employed by the same company or part of the same organization insurable interest a financial interest in the continued life of a person insurance on another person. Insurance claims 8 cards.

The policy cannot be cancelled by. Use this informative health and life insurance glossary to understand the definitions of many commonly used insurance terms. Study life insurance exam using smart web mobile flashcards created by top students teachers and professors.

For instance a husband buys a life insurance plan for his wife. Available in policies like universal life insurance. One of three basic types of life insurance whole life universal life and endowment that remains in force until the policy matures unless the owner fails to pay the premium and the cash value is insufficient to cover policy charges and expenses.

Incontestability clause prevents the insurer from denying a claim due to statements in an application after the policy is 2 years old even in material matters. Learn insurance industry vocabulary that will help you better understand your insurance policies. Prep for a quiz or learn for fun.

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