Insurance Companies Prohibited Dog List
Akita alaskan malamute american bull terrier.
Insurance companies prohibited dog list. Training means nothing to insurance companies. Although the dangerous dog banned list varies from one insurance company to another here are the most common breeds. The use of such lists is not acceptable.
While the number of dog bite claims has stayed flat over the last few years the cost of claims have gone in one direction up. The motivation to deny insurance to households that have certain dog breeds is based on financial considerations. Although the presa canario remains a rare breed in north america it now seems to appear on every prohibited dog breed list issued by insurance companies.
Insurance companies do know what dog breeds cost them the most money and that is why they have a dangerous dog banned list. But some home insurance companies have lists of prohibited dog breeds they will not sell coverage to you or will exclude liability and medical payments coverage for dog related injuries if you own a prohibited breed. If you own a breed of dog that has been identified as a dangerous dog by your insurer your premiums will reflect a higher rate or your coverage may be dropped.
Other insurers don t have a list but will judge dogs on a case by case basis. Responsible for killing and maiming kids and adults many try to train the aggression out of them with poor results. As one allstate.
However they simply exclude coverage for liability due to damage caused by a dog. Insurance companies have been wary of certain breeds since at least 2000 when the american veterinary medical association released a study of fatal dog attacks by breed between 1979 and 1998. In fact the breed of your dog could determine if an insurance company is even willing to provide cover for your home.
Pit bull type dogs and rottweilers were involved in more than half of these deaths the study found. This would be a better option as long as the contract holds the insurance company harmless in the event of a claim. Some insurance companies do not use a prohibited dog list.
Homeowners Insurance Dog Breed Restrictions Dog Breeds Insurance Blacklist Insurance Quotes In Florida
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